*Prices and you can Annual percentage rate cited significantly more than for Manager-Occupied; 680 credit rating; $150,000 base mortgage; $ amount borrowed; 96.5% ltv Minimum credit rating conditions implement. Delight request a great CUFS Registered Mortgage Mentor getting basic facts. Max amount borrowed: $472,030. (Is straight down needless to say counties) Purchases: 3.5% down-payment; Refinances: %ltv Rate/Term; 80%ltv Bucks-aside
*Cost & Annual percentage rate quoted over getting Owner-Filled sales; 680 credit history; $150,000 feet mortgage; $153,225 loan amount; 100% ltv Restrict mortgage constraints pertain – may differ for each and every Seasoned Sales: 0% downpayment; Refinances: 100%ltv Rate/Term; 90%ltv Bucks-aside
*Pricing & Annual percentage rate cited more than to own Holder-Filled purchases; 680 credit history; $150,000 legs loan; $151,515 loan amount; 100% ltv web sites Min 620 credit score. Purchases: 0% deposit; Geographical and you can income constraints implement. Check right here for eligibility.
*Cost and you will Apr cited above getting Owner-Occupied; 760+ credit ratings; $step 1,000,000 mortgage; 75% ltv. Loan-to-Value a lot more than 75% have yet another price & Apr. *Rates of interest can vary based credit really worth loan-to-really worth, occupancy, loan kind of, and you will loan term. Demonstrated are the current low readily available cost. Cost and you can APRs printed is at the mercy of alter with no warning. When you yourself have questions otherwise do not comprehend the specific mortgage program and/or circumstances that you will be shopping for, excite contact that loan Officer to possess a personalized price of the calling (800) 503-6855.
2476 Lawernceville Hwy., Room 101 | Decatur, GA 30033 | [current email address secure] | Phone: (800) 503-6855 | Fax: (678) 658-4467
Michelle Wright
Michelle Wright functions as Maintenance Manager to possess Borrowing from the bank Connection Economic Attributes, LLC (CUFS) from inside the Covington, Georgia. She began their field with CUFS since the an interest rate Servicer into the 1998. Due to the fact her job advanced, Michelle transitioned to a great Michelle are advertised so you can their newest character. She actually is accountable for losses mitigation, lending company compliance according to A property Payment Procedures Operate (RESPA) and User Financial Cover Bureau (CFPB), few days stop and you can quarter stop reporting, along with general financial maintenance.
Michelle stays in Stockbridge. She graduated which have a good Bachelor’s Education when you look at the Therapy on the College or university out-of Maryland, Eastern Shore for the 1991.
Jim Dymek
Jim Dymek started in the loan company given that a licensed Financial Coach when you look at the doing work for a mortgage Banker. Jim’s early in the day profession is attempting to sell technical to Luck 500 businesses to possess whenever fourteen ages on Southeast.
Leveraging his mortgage feel, Jim gone back to technology career of 2011 to help you 2014 attempting to sell mortgage tech possibilities to have Calyx App and Lending QB regarding the The southern area of All of us.
Jim has actually constantly been in the top 10% out of production at some home loan enterprises because of the primarily emphasizing educating the consumer and taking thorough follow through.
Jim is actually excited about teaching the user into the rules having an emphasis on describing essential borrowing is within the financial recognition processes. Jim prides themselves on offering the individual several choice instead of just one mortgage choice. Jim has also a strong understanding of compliance together with newest statutes governing the.
A citizen regarding Dunwoody, Jim relocated to brand new Location Atlanta city when you look at the 1974. The guy went to Dunwoody High-school that’s good 1985 graduate out-of Georgia Tech having a beneficial Bachelor’s Training into the Industrial Management.
David Gowen
David is a home loan Licensed Financial Advisor from the Credit Connection Economic Functions within the Covington, Georgia. He facilitate provide mortgage remedies for people in Borrowing from the bank Unions in Georgia. Once beginning in the mortgage world for the 1986, David spent the original 21 numerous years of his industry in the user fund business in accordance with wholesale or correspondent lenders since the often an individual manufacturer or sales movie director. Because 2007, he’s got struggled to obtain several finance companies otherwise mortgage lenders referring to users possibly since the one manufacturer or department manager.