because of the best, it does not count if the even more is established for the loan or the c/a, it’s still dominating reduction in the event the its either in among they. by left. we wouldnt know the way it really works here. (check with their particular again perhaps?)circumstance 2 = semi-flexi has only step 1 membership. to make certain that your own to reduce their prominent, the bucks Must borrowing towards housing mortgage membership (at the mercy of LO TnC). one payment built to your own c/a bring nothing in connection with your own dominant since these accs commonly connected debt consolidation payday loans. and so the second manager try “korek”. =)
Actually to possess scenariio step one= I inquired the new officer concerning your conventional mortgage, she said not flexi after that suggest me better to get almost every other fully flexi package.
Scen dos= so this is “korek” haha. Your form any sort of additional payment to financing good/c will subtract the main amte to that LO, what about this new T&C reported that we must provide improve find and then make most commission. nevertheless the officer explained not want as their LO maybe not revise, the latest LO nonetheless in accordance with the old you to, nevertheless the bank operating system currently revision. Why does ? I am scared just after finalizing have a tendency to be sorry for after, all the mth must see financial to offer down-payment .
Reached enhance lender?
.As to the reasons don’t such as for example totally flexi? Or no day create down payment must enhance financial, we wld as an alternative bring fully flexi. Save your time.
Read as well as Hleong islamic no locking several months, guarantee you might share with all of us for those who got any futher facts. Thx.
In fact having scenariio step one= I asked this new manager regarding your old-fashioned financing, she said perhaps not flexi next suggest me best to simply take most other fully flexi package.
Scen 2= so this is “korek” haha. Your means any additional commission to mortgage an effective/c tend to deduct the main amte compared to that LO, think about the newest T&C stated that we have to offer get better observe and work out extra payment. however the manager explained not need as their LO maybe not inform, the fresh new LO nevertheless based on the dated you to definitely, nevertheless the bank operating system already change. How come ? I’m scared immediately after finalizing tend to feel dissapointed about later on, all mth needs to notice financial supply down-payment .
Surely got to inform financial?
.Why never instance totally flexi? Or no date generate advance payment should improve lender, i wld alternatively need totally flexi. Save time.
Read plus Hleong islamic no locking months, promise you can give you for people who had any futher facts. Thx.
if the partial or complete flexi, the virtually exactly the same thing. just think from it because the a hands-on vehicles or auto vehicle. higher FC and up-continue fees with the comfort compared to way more toes focus on cheaper maintaince prices. relatively speaking.
out-of personal views, i shall state go complete-flexi if you possess the even more cash whenever your heading in order to roll the bucks very often.
i am not saying entirely yes regarding the UOB’s pratices, but you can also be take advice from the fresh new officers what sort of see to make the additional fee? non-prescription notice, 30 days find beforehand an such like.
Really does anyone using this type of mortgage package. Pls display specific light if you ask me. My personal priority is the get better/prepayment. What if mthly payment try RM1k, and that i pay RM1.5k the mth into the financing an excellent/c. Really does brand new RM500 usually deduct regarding Dominating amt , after that decreasing the appeal fees?
You to said”No”, the additional percentage commonly playground regarding the a good/c and utilise once the an effective mthly installment when owed. Notice needs to be provided to lender in the event that want the extra payment to be deduct the principal. She suggest us to take-up a complete flexi mortgage loan.